A question I often get asked is ”how do you afford to go on so many trips every year?” and if I am being honest there is no magic secret, it is, in fact, a combination of different things.
There are so many different answers to the above, that I actually thought I’d split them into a couple of different blog posts. ’cause I’m nice like that.
I’ve already written a post about booking cheap holidays and finding the best deal and in a couple of weeks, I will be publishing a guide on how to gain press trips as a blogger. To add to this little trio or mini-series, should I say? I thought I’d also do a money saving tips post as if I didn’t save, I probably wouldn’t be able to afford half the things I do.
?READ: To find out how I book so many cheap holidays check out my post from last year here.
I have a really exciting trip coming up next year and I *think* it may be one of the most expensive I’ve booked onto (mainly because I’m a sucker for a cheap deal but also because it is EPIC). Me and my brother are going to be doing the Atlantic Dream Trek America trip in May, then staying in Walt Disney World Orlando for a bit afterwards.
To say I am excited would be a bit of an understatement.
So, in preparation for this trip, I am going to have to lots of saving, especially as I want to take quite a large chunk of spending money with me for both New York and Disneyland in particular. Before I started being smart(ish) with my money I probably would have ended up borrowing money or thinking maybe a short term loan could help, but this time I’m determined to save for myself.
I’ve saved for a big trip before, so these are the tips I am going to be following for the next year or so:
Money Saving Tips to Help Save for a Big Trip
? Put Money Straight Into Your Savings Each Month
Setting up a direct debit to go straight out of your account on the way you get paid is a really no way to get into the mindset that each month, that set amount of money is not yours to spend. If I didn’t have a direct debit set up, I’d probably forget altogether.
? Budget EVERYTHING
I know, I know. It’s a bit tedious and boring to sit there and create a spreadsheet detailing all of your incomings and outgoings but oh. my. god – it has made me so much more organised.
Okay, now that I am freelance and working for myself it is a little harder to know my incomings each month, but there is a set amount I know I will get and so I calculate how much of that I need for my bills.
Setting up the spreadsheet is super easy too, but if you’ve never made one before here is a handy guide I found online.
On 1discount you can find voucher codes for hotel booking, flight booking, cottage, ski holidays.
? Cut Down On The ‘Luxuries’
I know how tempting it is to grab a hot drink whenever you’re out, to order a takeaway when you can’t be bothered to cook and to buy that dress from ASOS just because it’s on sale, believe me. Cutting down on things like that when I’m saving for bigger trips has definitely helped me – it’s actually amazing to see how much I actually spend on little bits and bobs when I do start cutting things out.
? Use Apps Like Clue or Loot
There are several different tracking apps that you can download that help you budget and track your income. I particularly love things like Cleo and Loot as they have a sassy lil’ bot that tells you when you’re buying one too many KFC (if that’s such a thing).
? Cancel Memberships and Subscriptions you don’t Need
I am a sucker for signing up to the free trial of something and then ending up with a million and one subscriptions I don’t actually use. I have Netflix, Prime TV, Now TV and Disney Life and in preparation for my trip I know I’m going to have to get rid of a few…
This counts for things like the gym too, if you’re paying for a membership you don’t use CANCEL IT.
? Plan your Food Shopping Ahead or Start Batch Cooking
This is something I have been doing a lot of the last few months as I always found I would go way overboard when it came to the food shopping. Sometimes we could spend as much as £70 for just two of us in ALDI and I didn’t even think that was possible!
Now that I plan my meals in advance shopping is much less and I can be sure I have absolutely everything I need for the meals I’m cooking that week. It also means I can plan which food I need to use first according to the sell-by dates, as I find I used to be going back and forth to the shop as all my fresh stuff was out of date.
Batch cooking isn’t something I do, but I know it’s a great way to save money if you’re only cooking for 1 or 2 at a time. Lots of recipes serve 4 so there is always leftovers you can freeze for another night. I WISH I was organised enough for this but honestly, I barely want to cook as it is.
? Sell Your Unwanted Items
Whenever I need a little bit of extra money I turn to eBay, Sphock and Depop to sell the things I no longer need. It doesn’t make a lot as I tend to start most biddings at 99p, but it’s extra pocket money, right?
I’m really planning on making this one of my best trips yet, so if anyone else has any money saving tips please let me know in the comments!